Text:    Luke 16:1-13

Sermon in a prayer:  "All Financial decisions are spiritual decisions."  

                                       (Robert Chewning, Becoming Money Wise)                                                                                                                              

"If you have not been faithful with your money, who will trust you with the true riches?"        Jesus in Luke 16:11

Three important aspects of biblical money management—

#1  Manage your money wisely—verses 1-8.

      Beware of . . .

• Impulse

• Image/identity

• Impatience

      Guaranteed formula for financial security:

• Earn enough

• Plan your spending

• Save at least 10%

• Protect—debt and depreciation

• Give at least 10%

#2  Manage your money generously—verse 9.

#3  Manage your money spiritually—verses 10-13.

There is ALWAYS hope—small steps, done consistently over time, have BIG results.